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Texas Watch Insurance Myth #1: “You’re Covered”

Consumer watchdog Texas Watch has studied the insurance industry since 1998. Below is an excerpt from a short report on how policies have changed in the last 10 years to the detriment of Texas families.

Home and auto insurers bombard us with slick ads telling us that we’re in good hands and that they’ll be there for us in our time of need- just like a good neighbor. When we are forced to buy insurance to drive legally on the road or to own a home, we think that we’re paying our hard-earned dollars for peace of mind. But the ugly truth is that deregulation has allowed insurance companies to carve up their policies over the last decade. We’re paying sky-high rates for junk policies that do not cover many of the perils you would expect.

To read the full report visit TexasWatch.

Bob Kraft

I am a Dallas, Texas lawyer who has had the privilege of helping thousands of clients since 1971 in the areas of Personal Injury law and Social Security Disability.

About This Blog

The title of this blog reflects my attitude toward those government agencies and insurance companies that routinely mistreat injured or disabled people. As a Dallas, Texas lawyer, I've spent more than 45 years trying to help those poor folk, and I have been frustrated daily by the actions of the people on the other side of their claims. (Sorry if I offended you...)

If you find this type of information interesting or helpful, please visit my law firm's main website at You will find many more articles and links. Thank you for your time.

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