Five Tips to Help Your Elderly Loved Ones Avoid Being a Target for Criminals

5 Tips to Help Your Elderly Loved Ones Avoid Being a Target for Criminals

Unfortunately, there are many unscrupulous people who are all too eager to take advantage of unsuspecting victims. Whether through identity theft, property crimes, or abuse, the elderly are particularly susceptible to crime. Believing that the elderly are more easily physically overpowered or more easily confused than the average person, criminals often target elderly victims. However, there are steps you can take to protect your elderly loved ones.

1. Protect financial assets.

Identity theft and fraud are on the rise everywhere, but the elderly are especially vulnerable to these crimes. Your loved one may not be technologically savvy and may not use features like online access to financial information. However, if you set up online access for bank accounts and investments, you can monitor their financial activity for signs of fraud. You can also sign up for credit monitoring so that you receive alerts whenever there is suspicious activity, and you can work with banking institutions to set specified maximums for cash withdrawals and credit card purchases.

2. Secure the home.

In addition to fraud, the elderly can be easy prey for burglars and thieves. There are a few simple steps you can take to protect your loved one’s home. For instance, consider installing motion-detecting lights inside and outside the home, and make sure that the external door has a peephole. You should also make sure that your loved one does not leave a spare key in an obvious location such as above the doorframe or under the mat.

3. Restrict who has access to your loved one.

There may be numerous people with regular access to your loved one, such as cleaning services, home health care providers, and the like. You should not assume that these individuals have been subject to careful screening. If you are using a service, request to see the background check results on anyone who will have access to your loved one’s home. You can also run a background check, yourself.

4. Protect telephone communications.

Some of the most common crimes against the elderly are telephone scams, where criminals coax victims into divulging protected information such as bank account numbers and Social Security information. You can protect your loved ones by adding their telephone numbers to the Do Not Call Registry, and also by ensuring that their numbers are unlisted. In addition, consider programming your telephone number into their speed dial settings.

5. Educate your loved ones.
Some of your loved ones need to be educated about crime and criminals. Some elderly people today don’t really seem to show much concern that they will be targeted by criminals. One of the best ways to solve this problem is to put them through a school of criminal justice which will help them to be more aware of their surroundings and teach them what to do if they are being attacked or targeted by criminals.

Although the elderly are vulnerable to a variety of crimes, you can exercise good judgment to minimize risk for your loved ones. You can start today with the easiest crime prevention strategy: talk to your loved ones, and be involved in their daily lives.

This article is from Lizzie Weakley, a freelance writer from Columbus, Ohio. She went to college at The Ohio State University where she studied communications. She enjoys the outdoors and long walks in the park with her three-year-old husky Snowball.

How Rights Can Differ for Motorcyclists

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Collisions between motorcycles and larger vehicles have been on the rise, and a large number of those crashes result in serious injury for the motorcycle riders. While automobile drivers are surrounded by several tons of steel and sophisticated safety technology, motorcycle riders have only their helmets and their wits to protect them.

If you ride a motorcycle, you need to take a proactive approach to riding safety. That means being aware of your surroundings at all times, obeying local traffic laws and watching out for larger vehicles. Being aware of the blind spots automobile drivers face can also help you stay safe, but in the end there is a great deal of chance in any accident.

Unfortunately for motorists, motorcycle crashes are anything but rare. According to the National Transportation Safety Board (NTSB), the number of motorcycle-related deaths has more than doubled in the past ten years. Even if you ride safely and take all the necessary precautions, you could be involved in a crash that causes serious injury and extensive financial loss.

If you are one of the unlucky victims of a motorcycle crash, it is important to know your rights and contact a personal injury attorney as soon as possible. Most motorcycle collisions result from a handful of causes, including failure to yield, failure to check blind spots before making a lane change, talking on the phone or texting, running a red light or stop sign and falling asleep behind the wheel.

A good personal injury attorney will be able to investigate the accident and determine exactly what happened and who was at fault. Hiring a competent attorney can also preserve your rights and help ensure you receive the compensation to which you are entitled.

Even if you are never involved in an accident, it is important for you, as a motorcycle owner and rider, to be aware of the laws that apply to you. You cannot simply assume that the laws are the same for drivers and riders. Motorcycle owners face some additional challenges, and it is important that they understand how those differences affect them.

As with automobile drivers, motorcycle riders need to have sufficient liability coverage in place. Depending on your situation and how many assets you have, the minimum required by law may not be enough to protect you. If you are unsure how much liability insurance you need, you should contact a financial planner or attorney.

Safety is another important consideration for motorcycle owners. While safety is important for anyone who operates a vehicle, it is even more critical for motorcycle riders. The lack of protection inherent in riding a motorcycle makes safety a vital part of the equation.

If it has been some time since you first got your motorcycle license, you might want to take a refresher course on driving safety. The laws are always changing, and a driving safety course will bring you up to speed and help you share the road safely with other motorists.

The warm breeze and thrilling speed can make all the difference in vehicle preference for motorcycle owners. There is nothing quite like hitting the open road and weaving along the highway. Knowing how to operate that motorcycle safely and understanding your rights will make the open road even more inviting.

This article is from @AmandaJaylene, who shares her experience on injury and auto collisions from her home along the busy roads of Phoenix. From DUI laws, to red light cameras, to traffic collisions – she’s witnessed a fair share of accidents in Arizona.

Three Vacation Ideas for After Your Recovery

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In a perfect world, your summer vacation would involve hiking a majestic mountain range, shopping ’till you drop at some of the best retail venues, or perhaps learning to surf at a sunny tropical locale. Now that you’re on the road to recovery, however, these vacation bucket list items may need to be put on hold temporarily.

Fortunately, there are plenty of vacation spots that are ideal for those suffering temporary disabilities. Consider all the special needs accommodations that these great spots have to offer:

1. Seattle, Washington

As USA Today notes, Seattle is not only home to some of the country’s greatest attractions like the Space Needle, Pike Place Market, and a variety of amazing museums and restaurants, it is also one of the most accessible vacation spots. If you are currently wheelchair-bound, the city offers plenty of hotels and attractions that you can easily access. For example, the Warwick Seattle Hotel, known for its terrific views of the Space Needle, has 12 handicap-accessible guest rooms that are conveniently reached by an elevator and feature grab bars around the toilet and in the tub. Roll-in showers are offered in certain rooms, and you can also request a shower chair.

The Seattle Art Museum has convenient drop off areas out front, as well as ramps, elevators, and loaner wheelchairs.

2. Toronto, Canada

If you would like to travel internationally this summer but are hesitant to embark on a long journey over to Europe or take a trip down to Mexico, a vacation to beautiful Toronto, Canada can provide you with plenty of much-needed relaxation. In addition to being known for its superior healthcare, much of the region is readily accessible for the handicapped.

Fresh air is great for healing, and both your body and soul can benefit from the cool weather involved in sailing, fishing, or just enjoying the scenery by boat. If you would like to channel your inner angler while you’re in the Toronto area, or are dreaming of spending hours exploring one of its gorgeous waterways by powerboat, be sure that you have your Canadian boating license on hand.

3. Las Vegas, Nevada

If Sin City is on your vacation to-do list, you don’t have to let your personal injury stop you from enjoying some festive time in Las Vegas. As LasVegas.com notes, the city has more handicap-accessible guest rooms than any other place in the country; just be sure to inquire when placing your reservations. Depending on the extent of your injury, rooms are available with roll-in showers, transfer shower benches, or tubs with built-in or portable seats. Wheelchair seating is also available in most restaurants and showrooms.

If Lady Luck is calling your name, all hotels have accessible slot machines, and many of the other games are played while seated and can easily accommodate a wheelchair.

When it’s time to cool off, most of the Vegas hotels have lifts that will help you get in and out of the swimming pool.

Author info: Alison Stanton has been a freelance writer for the past 15 years. She enjoys writing about a wide variety of topics, and always looks for opportunities to learn about new subjects.

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There’s nothing you can’t find on the Internet. Here’s everything you ever wanted to know about dirigibles, in a humorous manner.

Personal Injury: Why You Should Seek Legal Help No Matter How You Got Injured

Why You Should Seek Legal Help No Matter How You Got Injured

Many who are hurt may fear the incident was their own fault. However, this does not mean that they should not get legal help and pursue their case in court. Particularly for those who were hurt on the job or in the care of another person, going to court can make a difference in their quality of life. Those who were hurt while they were at work may not realize that there are many laws in place to help them get the money that they need to pay for their medical bills and lost wages to help keep them above water financially.

Medical Debt

Many may think that they shouldn’t bother seeking legal help, and they may not realize their injury was caused by the neglect of another. Talking with a lawyer can help those who have been hurt find a legal way to deal with the medical debt that they are experiencing. Even those who have medical insurance can end up dealing with many out of pocket expenses, and they may not be able to go to work.

Compensation for Emotional and Physical Pain

Those who were hurt while they were in the home of another person may not realize that there could be a legal way to get justice for the pain that they have had to endure. A lawyer can go back to the incident when the injury occurred and show the court how this happened. After an accident, an attorney will go back and gather of all of the evidence that they can in order to prove the way that the events of the day lead to the injury.

Peace of Mind for Medical Help

After getting hurt, it is important to seek medical help right away. A doctor will be able to get records showing the type of injury, as well as the type of problems that lead to these injuries. It can be a little bit more difficult to prove for those who wait a while to go to the doctor. Even those who have been in a car accident should always have themselves checked out just in case. This will help you out greatly in the long run. If the injury wasn’t your fault, a lawyer can help you get the compensation you deserve. This way, you can have some peace of mind about expensive medical visits and procedures.

Auto Injuries

Those who were injured in an auto accident may not realize that they could be able to get help with their auto-related injuries. There are many lawyers who specialize in getting help for those who have been in an auto accident. Don’t spend time worrying about how to pay these bills, contact an attorney who will fight to get compensation regardless of how the accident happened.

No matter what type of injury you have suffered, or where it happened, it critical to get the help of an attorney. They can help you understand your rights and get fair compensation for your injuries and even loss of income.

Informational credit to Bachus & Schanker Law.

This article is courtesy of Anita Ginsburg, a freelance writer from Denver who often writes about home, family, law and business. A mother of two, she enjoys traveling with her family when she isn’t writing.

Federal Regulators Call for Requiring Dealers to Fix Recalled Vehicles

In a 1,000+ word article, the AP reports that currently, dealers and individual sellers are not legally required to get repairs done on a recalled car before the vehicle is sold. Sellers are not even obligated to notify buyers that a vehicle is subject to a recall. Later, the AP says that several attempts to pass legislation that requires dealers to fix recalled vehicles or “disclose problems have stalled under opposition from carmakers, auto dealers and the U.S. Chamber of Commerce.” However, it adds that NHTSA Administrator Mark Rosekind and Transportation Secretary Anthony Foxx are “making another push.” Rosekind is quoted as saying, “We cannot allow vehicles with potentially dangerous defects to leave used-car lots without the necessary repairs.”

From the news release of the American Association for Justice.

Congressional Report Discusses Automobile Hacking

NBC Nightly News reported that a new Congressional report warns that automobiles have “significant security and privacy gaps” rendering them prone to hacking. Senator Ed Markey is quoted saying, “You don’t need a crowbar to break into a car. You just need an iPad to hack into the computer system to take control.” NBC (Alexander) explains that hackers can break in “through bluetooth or built-in cell phone systems designed to connect you to an operator in an emergency,” though “so far there’s no record of any car being maliciously hacked into on the road in the real world.”

ABC World News reported that the Alliance of Automobile Manufacturers “says its members ‘pledge to provide heightened protections’ and are making ‘aggressive efforts to ensure that we are advancing safety.’” ABC (Jarvis) adds that “fifty percent of the cars sold this year have this wireless technology. It’s up to car companies to fix the problem.”

A Detroit Free Press article picked up by USA Today reports that Markey calls on the US automotive industry “to adopt a rating system that would tell consumers how well cars are when it comes to preventing cybersecurity attacks.” The article notes that Alliance in November introduced privacy principles based on “what automakers have already been doing.” An Alliance statement is quoted saying, “The industry is in the early stages of establishing a voluntary automobile industry sector information sharing and analysis center – or other comparable program – for collecting and sharing information about existing or potential cyber-related threats.”

The AP cites Markey saying “lawmakers need to work with the industry and cyber-security experts to establish clearer rules to guarantee the safety and privacy of drivers.”

From the news release of the American Association for Justice.

Asbestos Remains Legal in US Despite Fatal Illnesses

The San Antonio Express-News reports that Stephanie Harper of Bonham, TX “was a daddy’s girl” and when her father “would come home from work – he was a handyman, a jack of all trades, doing auto mechanics, heating and cooling, anything – she’d grab him and hug him as hard as she could. ‘I’d sit on his feet and grab his pants legs,’ she remembers.” As far as she can tell, “that’s how she picked up the asbestos fibers that worked their way from her lungs to the lining of her chest.” The fibers “that caused the tumor that doctors found when she had her tubes tied at 22, after her daughter was born.” Harper has mesothelioma, “a cancer that is 100 percent preventable and 100 percent attributable to exposure to asbestos.” The Express-News notes that “it remains legal to import, manufacture and sell asbestos and products containing it,” and “asbestos-containing material known to be carcinogenic remains in millions of U.S. homes.” Sens. Patty Murray (D-WA) and Barbara Boxer (D-CA) “have fought to pass a ban on asbestos,” and in 2007, “they came agonizingly close,” as the Ban Asbestos in America Act “passed the Senate unanimously,” but “the bill was watered down in committee rewriting,” and “a one-word change – from asbestos-containing ‘product’ to asbestos-containing ‘material’ – gutted the proposed ban.”

Testimony could reopen thousands of asbestos cases. The American Lawyer reports that Cahill Gordon & Reindel’s “asbestos problem began on June 15, 2009, when David Swanson, a 73-year-old retired chemical engineer, walked into the offices of Cohen, Placitella & Roth in the seaside town of Red Bank, N.J.” Swanson “had worked for 37 years as a research engineer at New Jersey-based Engelhard Corporation and predecessor companies, retiring in 1996” and his daughter, Donna Paduano, “was suing his former employer, and Swanson was about to be deposed for the first time in his life.” Paduano had mesothelioma, and Paduano “claimed that her father was exposed to asbestos on the job, and that she came into contact with it from his work clothes and from her visits to his laboratory.” By the time “Paduano filed her suit in 2009, Engelhard no longer existed, having been acquired in 2006 by the giant German chemical company BASF SE,” so her attorney, Christopher Placitella, “sued one of BASF’s U.S.-based divisions, BASF Catalysts LLC.” Swanson testified that Engelhard “knew that there was asbestos in its talc, and had sought to destroy that evidence,” although Engelhard, BASF and Cahill “had maintained in thousands of asbestos cases that the company’s talc was asbestos-free.” BASF now “faces the prospect of having to defend itself in thousands of closed asbestos suits that could be reopened.”From the news release of the American Association for Justice.

From the news release of the American Association for Justice.

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The Social Security Administration has come out with their Top Ten Baby Names for 2014. Is your child’s name on the list?

Car Accident Safety: What You Need To Know After One Happens

Car Accident Safety

A car accident can be a life-altering event that may affect a person for years on end. On average, car accidents cost the U.S. $230.6 billion per year, and almost everyone will experience at least a minor collision at some point in their life. Anyone that gets behind the wheel of a vehicle should understand some of the steps that they can take to not only preserve their own health, but to also get the financial assistance that they deserve to cover the countless costs that are sure to take place in the coming months.

Safety Is a Priority
If an accident ever involves any serious injuries, then the safety of everyone involved should be your priority. Helping out other drivers, passengers, pedestrians, or cyclists that were injured will not imply guilt whatsoever and could actually make any future negotiations or payment problems much easier. Cars should be pulled off of the road if it is safe to do so, warning lights should be turned on, and everyone involved should be as far away from oncoming traffic as possible. For most collisions, moving the vehicles will not affect the data gathering process and leaving vehicles in the road will actually increase the risk of further injuries.

Collecting Information
As long as no parties are in need of emergency medical care, then you should begin the process of collecting as much data about the accident as possible. Those with a smartphone will want to take some pictures of any nearby signs, damage to the vehicles, tire marks, and damage to any nearby structures. Any drivers that are involved in the accident are also legally required to share their contact information and insurance information. Drivers do not have to share their social security number or driver’s license information with the other driver.

Medical Attention
Deciding if you need medical attention after an accident can be confusing. As a general rule, drivers that have any notion that they are even slightly injured should contact their primary healthcare provider and setup an appointment. One of the most common side effects of a collision is a rush of adrenaline, and this hormone could numb any pain for hours on end. Drivers should also realize what injuries should be treated after the accident. Injuries to the head, back, chest, or neck should be addressed immediately as well as any serious cuts.

Legal Help
A minor fender bender is typically the only time that a driver will not need to consider legal assistance. According to a DWI Lawyer in Austin, Texas, any time that there are injuries, extensive damage to property, a driver under the influence, or the accident involves one or more vehicles, then a lawyer should be contacted. Drivers should also be wary about accepting any immediate payouts offered by an insurance provider. These companies will often attempt to settle for as little as possible by offering an immediate lump sum. This settlement may not cover any ongoing costs, especially with rehabilitation services, medication, emergency surgery, and the inability to work.

Developing a Case
Even if your case does not evolve into a civil trial, a lawyer can be invaluable when it comes to the recovery process. These attorneys will be able to take full control of the situation from the moment that they are contacted and put an end to constant calls from the insurance provider, other drivers, or even the police that were at the scene. They will put in the extensive legwork that is needed to collect all pertinent information in order to have a solid base when entering into mediation with the insurance provider or filing for a trial.

Drivers should always sway to the side of caution when it comes to auto collisions. Even a slight mistake could mean an ongoing battle for fair compensation.

This article is from Rachelle Wilber, a freelance writer living in the San Diego, California area. Rachelle graduated from San Diego State‘s School of Journalism and Media Studies with her Bachelor’s degree. She loves writing and can find an interest in almost all things. She believes in a healthy lifestyle which has become a key to happiness for her. You can find her shopping or on the beach.

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Understanding the Legal Penalties After Being Involved in a DWI Related Accident

Understanding the Legal Penalties After Being Involved in a DWI Related AccidentDriving while intoxicated is one of the most serious crimes a person can commit while operating an automobile. In all 50 states, a DWI will result in serious penalties for the driver. If you have been charged with this crime, you need to understand the possible punishments if you wish to avoid them.

What Constitutes a DWI?

DWI stands for driving while intoxicated. However, this may leave many wondering how much they have to drink to break the law. It depends on how much a person weighs. This is due to the fact that the law is based on a person’s blood alcohol level. To be in the clear, a person must have a blood alcohol level below .08. For a 120 pond person, this is two drinks or less. For a 220 pound person, however, it’s five drinks or less.

First Time DWI Penalties

If you are being charged with your first DWI, you are likely to incur certain penalties if you are convicted. The punishments given can differ depending on the jurisdiction. However, in general, they include things like a fine of up to a few thousand dollars, probation and community service. There may be jail time served. Depending on the circumstances and jurisdiction, the term could be anywhere from several days to several months. The car may also be impounded and the driver may be forced to install a lock on his or her ignition that forces the driver to perform a breathalyzer test before it can be started.

Penalties for Multiple Time Offenders and Serious Accidents

If a person has previous convictions for driving while under the influence, the punishments given for a conviction are much more severe. For one, you could be prosecuted for having committed a felony. In states like Florida, three convictions within a ten year period results in a felony. Being convicted of a felony DWI could mean spending a year in jail, paying a $5,000 fine and having your license suspended for a decade. If you were involved in a crash that resulted in a loss of life, additional manslaughter charges with even more jail time and even larger fines are very possible.

Why You Need a DWI Attorney

According to Tad Nelson, being charged with a crime such as a DWI can cause a lot of emotional stress along with the legal stress. This is ultimately why you need an attorney to help you with your stress. After all, having a good attorney on your side will help you avoid some of the stiffest penalties for DWI. For example, you may be able to prove that the police officer made mistakes when testing your sobriety. You may be able to walk away without a conviction. If not, the harshest penalties can probably be avoided with good legal strategy. This is why hiring a seasoned DWI attorney is very important.

Driving while under the influence of alcohol can have serious consequences. It can put people’s lives in danger, and it can also result in the driver losing his or her freedom. However, avoiding some of the stiffest penalties is possible if you have the assistance of a good DWI lawyer.

This article is from Lizzie Weakley, a freelance writer from Columbus, Ohio. She went to college at The Ohio State University where she studied communications. She enjoys the outdoors and long walks in the park with her three-year-old husky Snowball.

Six Things To Know About Winning A Structured Settlement Through The Court System

6 Things You Should Know About Winning A Structured Settlement Through The Court System

Structured settlements are often used in settlement of injury cases. A written agreement is used in resolving the case through the payment of periodic sums of money at agreed upon dates. It’s important to know these things before signing off on any structured settlement.

It’s an agreement

You may win a case by settling it, but a structured settlement can’t be forced upon you. Structured settlements can only be agreed upon by the parties in writing, usually in the form of a release of claims. No judge can order a structured settlement. They might only be called upon to approve it.

Know who is paying you

If the person responsible for your injuries was insured by a particular insurance company, the company isn’t the one who will be paying. It’s highly likely that the business is going to purchase an annuity to cover the amount of the structured settlement. The company that’s supposed to pay that structured settlement through the annuity could disappear in five years, leaving you with no more periodic payments. If an annuity is involved, be sure its from an established company.

Flexibility

Structured settlements can be flexible, but consider any flexibility issues before you sign off on a structured settlement agreement. Part of the settlement can be in cash. The balance can be structured. You can schedule the first payment one year, five years or even 10 years from now.

Changing structured settlements

You’ll probably hear some strong objections if you want to change a structured settlement. Changes will probably require court approval that you’re probably not going to get. The fact that you’re in perfectly good health and ran out of money is irrelevant.

Taxes

Lump sum settlements in injury cases are generally tax free. If you invest that money and derive income, a tax consequence occurs. Any lump sum and periodic payments made under a structured settlement agreement are also generally tax free.

Selling structured settlements

All or part of a structured settlement is permitted to be sold for cash in many states, and one company that does this is myLumpsum.com. A company representative may even go to court with you to seek approval of the sale. Sales can be much easier to get approval for than changes

Many states permit structured settlements to be converted to cash. Cashing out can benefit a recipient, particularly if they’re looking at buying a new home or retirement in the near future. Always talk with your attorney before entering into any type of settlement.

This article is courtesy of Anita Ginsburg, a freelance writer from Denver who often writes about home, family, law and business. A mother of two, she enjoys traveling with her family when she isn’t writing.

Phthalate Exposure May Inhibit Masculinization of Genitals in Baby Boys

Good grief — something new for pregnant women to worry about.

The Pittsburgh Tribune-Review reports that a study presented at the Endocrine Society’s annual meeting suggests that phthalates, the “chemicals used in many plastics, packaging materials and personal care products appear to be associated with the disruption of a key pregnancy hormone” called human chorionic gonadotropin (hCG). After analyzing data on “350 women and their babies,” researchers found that “exposure to phthalates might inhibit masculinization of the genitals in baby boys.”

The Pittsburgh Post-Gazette reports that the study’s “findings build on an Icahn School of Medicine at Mount Sinai study published last month in the journal Human Reproduction, which detailed how phthalates target hCG in the placenta, with measurable impacts in the mother’s blood throughout pregnancy.” Currently, the FDA “regulates phthalates ‘as food-contact substances’ because high levels of phthalates ‘can affect the endocrine system,’ said FDA spokeswoman Theresa Eisenman.” Medical Daily also covers the study.

From the news release of the American Association for Justice.

NYTimes Calls for New Product Safety Laws

In an editorial, the New York Times wrote, “New laws are needed to deter corporations from covering up safety defects and punish those individuals and companies that do”; the bipartisan outrage over recent automobile defects hasn’t lead to legislation to deal with such issues. The Times called for the passage of three bills introduced by Sen. Richard Blumenthal. The Sunshine in Litigation Act would prevent secret settlements in product liability litigation from keeping regulators and the public from knowing of problems. The Automaker Accountability Act would allow the Transportation Department to consider the severity of the offense when setting fines for automobile safety violations, instead of having them capped. The Hide No Harm Act would criminalize businesses and responsible corporate officers not disclosing “known serious dangers.”

From the news release of the American Association for Justice.

Friday Fun

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All Texans know how the some cities, such as Austin and Houston got their names. But does it surprise you that no one can say for certain who Dallas was named for? I’ve lived here almost 45 years and that still amazes me. Here are some interesting stories about the names of Texas cities.

Five Easy Ways to Become a Better Driver

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Whether you have been driving for a few years or have decades of experience under your belt, there are always steps you can take to improve your skills. Never think a perfect driving record makes you immune to accidents.

Stay sharp and always be aware of the latest safety measures. Here are five simple things you can do to become a safer driver:

1. Switch from 10 and 2 to 8 and 4

From the time we were teens, we were told to keep our hands on the steering wheel at the 10- and 2-o’clock positions. As Lifehacker notes, these guidelines have now changed to 8 and 4. This lower position gives you more control of the wheel when driving, and it’s a much more comfortable and natural position, which means your muscles will stay more relaxed during long road trips. Loose muscles will react better than tight and sore ones, so update your steering wheel mindset and keep those hands lower.

2. Reduce Glare

After a long day at work, wading home during rush hour can be bad enough. Add in a sunset-induced glare on your windshield, and your drive home is now extra dangerous. On the days when your car’s visor isn’t enough to block out the bright rays of a setting sun, keep a pair of high quality sunglasses within reach. To reduce glare as much as possible, choose lenses that include a Plasma Purple MirrorShield coating. You can also replace your existing lenses with 100 percent polarized lenses, which will not only reduce glare but also enhance the contrast of what is ahead of you on the road.

3. Focus Further Ahead

When we are driving, many of us keep our eyes fixated on the bumper of the car in front of us. Actually, the safer approach is to focus about five cars ahead of you; this way, you have a better idea about what is coming up on the road, and it will buy you more reaction time to slow down before the guy in front of you applies his brakes.

4. Push Play before Driving

If you love listening to tunes when you drive, be sure your favorite songs are queued up and hit “play” before you back out of the driveway. Even a quick glance to change playlists could lead to tragedy if you take your eyes off the road.

5. Make Sure Kids are Safely Occupied

If you drive with kids, it can be tempting to do a quick grab on the floor behind you to fetch a wayward sippy cup or toy. Become a better and safer driver by keeping a basket filled with car-friendly toys and books within arms’ reach of your kids. And if your children’s car seats come with cup holders, teach them at an early age to put their juice cups there when not in use. Give your kids a pre-drive reminder that it is not safe for you to help them pick up items while you are driving, so make it clear that if they drop anything, they will have to wait until you get to your destination to get it back.

This article is from Alison Stanton. She has been a freelance writer for the past 15 years and enjoys writing about a wide variety of topics, and always looks for opportunities to learn about new subjects.

Professor: “Smart Baby Monitors” Don’t Protect Against SIDS

The New York Daily News reports that, according to an editorial report appearing in The BMJ, wearable products such as “smart baby monitors” will not protect infants from Sudden Infant Death Syndrome. While parents may learn to depend on the devices, “they shouldn’t do so, argues David King, a clinical lecturer in pediatrics at the University of Sheffield in England. These are consumer, not medical, devices that don’t require FDA approval or research that backs up their promises.” Additionally, the monitors are “not recommended by the American Academy of Pediatrics as a way to reduce SIDS risk.”

NPR reports in its “Shots” blog that, according to King, there is “no research to suggest that the information provided by these new devices provides a reliable indicator of danger, or indeed any reliable information about your child. ‘It’s not a medical device; it’s not registered as a medical device. It’s just for fun, really,’ King told Shots. ‘But if you look at the marketing so far, I don’t think that’s the message that comes across.’”

TIME reports King said the devices are helpful for some things such as monitoring “preterm infants or infants who need oxygen.” However, “in these cases parents and other caregivers should be trained in observation techniques, operation of the monitor, and infant cardiopulmonary resuscitation.”

From the news release of the American Association for Justice.

CPSC to Impose Stricter Safety Standards on Off-Road Vehicles

The Hill reports the Consumer Product Safety Commission will impose new safety requirements on recreational off-road vehicles (ROVs), including “lateral stability measures, vehicle handling requirements, and speed controls.” The CPSC stated stricter safety measures must address the “unreasonable risk of injury and death” ROVs present. The announcement was in the Federal Register, and the “public has 75 days to comment,” the article notes.

CPSC pushes for new, stricter ATV safety standards. The Minneapolis Star Tribune reports on a recent push for All-Terrain Vehicles to be designed safer after a decade of Federal regulators’ and safety advocate requests’ “have gone largely nowhere.” US Consumer Product Safety Commission documents identify that the CPSC made agreements with the ATV industry that “softened or eliminated” at least 41 agency-sought safety improvements in the last eight years. In one such case the CPSC allowed higher speed in children’s ATVs in part because of an industry argument that “children would get bored at some of the slower speeds.” Currently, the CPSC has allocated $1 million to study a “crucial safety issue”, rollovers. Though rollovers might best be solved with a wider base, industry is already pushing back citing trail restrictions and standard pickup truck widths as reasons to maintain current base width.

From the news release of the American Association for Justice.

CPSC to Impose Stricter Safety Standards On Off-Road Vehicles

The Hill reports the Consumer Product Safety Commission will impose new safety requirements on recreational off-road vehicles (ROVs), including “lateral stability measures, vehicle handling requirements, and speed controls.” The CPSC stated stricter safety measures must address the “unreasonable risk of injury and death” ROVs present. The announcement was in the Federal Register, and the “public has 75 days to comment,” the article notes.

CPSC pushes for new, stricter ATV safety standards. The Minneapolis Star Tribune reports on a recent push for All-Terrain Vehicles to be designed safer after a decade of Federal regulators’ and safety advocate requests’ “have gone largely nowhere.” US Consumer Product Safety Commission documents identify that the CPSC made agreements with the ATV industry that “softened or eliminated” at least 41 agency-sought safety improvements in the last eight years. In one such case the CPSC allowed higher speed in children’s ATVs in part because of an industry argument that “children would get bored at some of the slower speeds.” Currently, the CPSC has allocated $1 million to study a “crucial safety issue”, rollovers. Though rollovers might best be solved with a wider base, industry is already pushing back citing trail restrictions and standard pickup truck widths as reasons to maintain current base width.

From the news release of the American Association for Justice.

Unable to Work After a Car Accident? Four Steps to Consider

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Being in a car accident is not fun for any of the parties involved. There are always high emotions and sometimes there are injuries that leave you without any options. If the accident wasn’t your fault, then there are likely more ways that you can get your medical bills paid for as well as lost wages as your options broaden. Even if the accident was your fault, there are still some important steps to take if you find that you can’t walk after you have been involved in an accident. Take a look at some of the most basic things you should do after being involved in an accident with another driver.

Find a Doctor

The first thing that you should do after the emergency has settled is get a doctor or specialist to run tests to determine why you can’t walk. There might be some kind of brain damage, or there could be some type of lasting injury to the spine causing the inability to walk or work. The doctor can give you records that you can use in your defense, especially if there was someone else who caused the accident.

Consult With an Attorney

If a doctor finds that you are incapable of working as the result of the accident, then there is a possibility that you can file for compensation for medical bills, lost wages and pain and suffering. Consulting an attorney, like those from The Lucky Law Firm, can be the next move that you should make. The attorney can give you details as to how much you might be able to receive and help make sense of this trying time. Any paperwork from doctors and other professionals should be given to the attorney as he will be the one representing you in court.

Alert the Insurance Company

As soon as the accident takes place, you need to contact the insurance company, especially if you are unable to work. Give the company any paperwork from the police about the department. This can help in determining if the damages to your car can be covered and if you can receive any kind of compensation for injuries from the insurance company. The insurance company can also file with the company of the other person who was involved if the accident was not your fault so that you don’t see any increases in your premium or points on your policy.

Pictures and Statements

Take plenty of pictures of the accident if you are in the right mind to do so. Even if police officers take pictures, you need to have your own to show to the insurance company and your attorney. It’s also a good idea to get statements and contact information from those who witnessed the accident as they may be necessary.

Not being able to work can be frightening for your financial future. After a car accident, anything can go wrong, even several days after the incident. As soon as you experience any kind of pain or difficulties, you need to seek treatment and get the legal help that you need so make sure you are diligent during this trying time.

Meghan Belnap is a freelance writer who enjoys spending time with her family. She also enjoys being in the outdoors and exploring new opportunities whenever they arise. Meghan also enjoys researching new topics that help to expand her horizons. You can often find her buried in a good book or out looking for an adventure. You can connect with her on Facebook right here and Twitter right here.